![]() ![]() All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. Terms and conditions apply to Google Pay, see Westpac Google Pay Terms and Conditions for more information.Ħ Rate will apply to balance(s) transferred until that balance(s) is paid off. For a list of compatible Google Pay devices, see Google Support. Customers also need a compatible Android device. Terms and conditions apply to Apple Pay, see Westpac Apple Pay Terms and Conditions for more information.ĥ Google Pay is available to eligible Westpac debit and credit Mastercard customers. For a list of compatible Apple Pay devices, see Apple Support. Customers also need a compatible Apple device. See credit card interest-free days page for how it works.ģ Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card’s Conditions of Use.Ĥ Apple Pay is available to eligible Westpac debit and credit Mastercard customers. Cash advances, balance transfers and interest and fees are not purchases and have no interest free days. The NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change.Ģ Interest free days give you access to interest-free credit - if you pay off your balance in full (excluding balance transfers) by the payment due date. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. For full details refer to the Westpac Fee Free Mastercard® Conditions of Use and the Transaction and Service Fees brochure. Take a look at the cards above a select the best one for you.1 Third party fees and Westpac charges may apply. Whether you want a premium travel card loaded with perks and rewards or a simple cash back card with low interest rates, it’s easy to find a card that meets your needs and also comes with no foreign transaction fees. With many cards offering no foreign transaction fees, it would be silly to take a trip abroad and pay a 3% fee for every purchase you make. No Foreign Transaction Fees – The Bottom Line For example, every credit card issued by Capital One and Discover comes with no foreign transaction fees. Even many cards that don’t specifically offer travel rewards have no foreign transaction fees as an added perk. You can expect that almost any credit card that labels itself as a ‘travel’ card will come with no foreign transaction fees, but always check the terms and conditions to make sure. Luckily, there are many credit cards available that don’t charge any foreign transaction fees at all. Depending on how many transactions you make and how much you spend, that can add up to a hefty price tag just for swiping your card. Foreign transaction fees are normally 3% of each transaction in the form of U.S. If it does, you will be hit with an addition fee for every purchase you make. Let’s unpack the details of no foreign transaction fee credit cards so you can be fully informed.Īvoid Extra Charges with a No Foreign Transaction Fee Credit Cardīefore you leave the country, it’s important to know whether or not your credit card charges a foreign transaction fee. cash into the local currency or use your credit or debit card to make purchases? Savvy travelers know that using a credit card with no foreign transaction fees is the best option for traveling overseas. If you ever travel outside of the country, you know that how to pay for things can be a bit confusing. ![]()
0 Comments
Leave a Reply. |